Select Multichoice - DSTV. All rights reserved | Authorised Financial Services Provider and a registered credit provider (NCRCP7), Authorised Financial Services Provider and a registered credit provider (NCRCP7), Important notice: Select Absa Listed Beneficiaries clean-up. 13. Tell me more. For convenience and security, Absa lists beneficiaries that our clients make regular payments to online. Tell me more. VCpay is PCI DSS compliant, this means all of our systems are secure and all cardholder data is fully protected. Populate the purpose of funds and select if you want to add the beneficiary to the payee list. Nedbank Internet Banking - How to add a beneficiary Rent Enter the details for the new beneficiary that you wish to add, then click the "Add beneficiary" button. Search for “Cor” under FNB finally turns up the right branch number – under the branch name of “CORP CORE BANKING/GTS JHB”!! Remember you can add this card manually as a beneficiary depending that your bank app has this option. How to add a beneficiary. Unable to add my new Discovery Credit Card to ABSA beneficiary list. Tell me more. Select the currency and transaction amount. Click on the option “Payment for Services” 4. 4: The number of fields you need to complete to add a beneficiary will vary according to the Account type selected. Choose if you want to add the beneficiary to the payee list and Click Next to accept the transaction charges; Select the account. We use cookies to optimise the user experience. The following Absa-listed beneficiaries are affected by the clean-up. So now let us get started with this guide and checkout how you can add credit card as beneficiary in SBI internet banking or Net banking service. Select Television Subscription as bill type. Enter smart card number and recipient nickname. Bank on the go with the bank that brings your possibilities to life. You can use Hello Money to send cash and to transfer funds to an Absa account or mobile wallet. You will see a confirmation screen and receive an SMS Here in this post, we are going to see How to add a beneficiary in Kotak Mahindra Net Banking. I contacted my prestige banker and she replied with the following message: It is possible, however you would need to come in and see me so that we can link the card. Could anyone please tell me how to add the Nedbank credit card as the beneficiary on the Absa App. To view, add, remove or edit beneficiaries, use the drop-down menu in the ‘My Profile’ tab, select ‘Manage Beneficiaries’, then select the account you would like to update. Currently the option to add your credit card as a beneficiary is not enabled, you only have the option to link your credit card to the current account card that is linked to the mobile banking app in order to be able to transact between them. Discovery Bank call center takes forever to answer their calls. The content of the website you are visiting is not controlled by Absa. Select registered (If beneficiary is registered) 5. Absa Bank Limited, Registration number 1986/004794/06. Tell me more. Demonstrating the Absa Africanacity attitude of finding innovative ways to help its customers […] 9. 12. I have been having the same problem. Tell me more. depending on type of card administered by Standard Bank] and select it Click on Search and then click on the branch name. A one-stop forum for all your banking questions. This time I widen my branch name search under the beneficiary add – and finally a hit. Fuck it, another attempt. 3: Select the relevant tab to add a new or bank-approved beneficiary. 10. The linking of accounts can be done at your nearest branch, where you can also make arrangements for a payment to be deducted via debit order from your current account and committed towards your credit card installment. Select the 3 lines at the top left of the screen. How to pay your Absa credit card. 6. Enter amount to be transferred . 1. Select Bill Payment . Using the main menu, navigate to: Payments → View beneficiaries → Main (if you added Hollywoodbets as a beneficiary). 14. The problem is that the account number is pre-populated by Absa and there is no way I can chan Seriously? Under "Beneficiary Bank", Click on Lookup and select the bank name from the drop down list of banks. 3: Select the relevant tab to add a new or bank-approved beneficiary. Absa Head Office: Absa Towers West, 15 Troye Street, Johannesburg, Gauteng, South Africa, 2000, Terms Of Use | Banking Regulations | Policy Statement | Security Centre | © Copyright. Please note that you have the option to link your accounts in order to be able to transact between them. Absa Bank Ghana, the first bank to introduce ATM Cash Deposit and many other digital innovations in the financial sector, is enabling its customers to continue banking at the comfort of their homes and offices, through its array of secure digital services. You can use mobile banking to transfer funds to an Absa account or mobile wallet. I then enter my 8 digit customer number, once again confirmed by DSTV as being correct. I tried adding my credit card as a beneficiary using Internet Banking but got an error message that the account number is incorrect. How to register and manage your account. With the app, you can transfer funds to another Absa account or between your own accounts. We use cookies to optimise the user experience. How can I add my Credit Card details as a beneficiary, not as linked account, as was possible in the past? Select account to transfer from. The first thing you have to do is opening Onlinesbi.com, and click on Login under personal banking section of the page. We show you how you can easily pay your DSTV account using mobile banking. Absa sal met ingang van 1 Maart 2016 al die Absa-gelyste begunstigdes wat as jou eie gedefinieerde begunstigdes bygevoeg is verwyder. 3. I had the same issue. 6. Your spouse can continue to maintain the policy in the event of your death. Very frustrated by now, I turned to Google, with no luck. My wife is with ABSA and wanted to add an SBSA beneficiary on ABSA online banking. 2. She selects that branch "HELDERBERG - 033012" but upon submitting it, it fails with: "015 - Enter valid branch code" Why would she be getting this error? My wife is with ABSA and wanted to add an SBSA beneficiary on ABSA online banking. How to transfer funds. Pay a biller – to get a list of all your available saved. 7. Click on the option “Pay Services/Recharges. ©2016 Standard Bank is a licensed financial services provider in terms of the Financial Advisory and Intermediary Services Act and a registered credit provider in terms of the National Credit Act. Tell me more. With Standard Bank, you can easily pay your beneficiaries or make once-off payments through Internet Banking. Thread starter Dolby; Start date Oct 27, 2010; Dolby Honorary Master. Please take note. You can choose a term between 3 and 60 months (3, 6, 9, 12, 18, 24, 36, 48 and 60) when the transaction is set up via a merchant or Absa card division, and 6 to 48 months when you structure the transaction via Absa online banking. Children’s cover will continue past the age of 21. We show you easy steps to buy electricity and top up airtime on Hello Money. I keep getting the same error: "013-Enter a valid beneficiary account number". How to pay your Absa credit card. 9. 1. You can easily add a beneficiary for fund transfer, electricity, DSTV and more. I do not want the cards to be linked, but still need to make payments from my cheque account to my credit account regularly. 15. 9. How to purchase electricity . Please take note. Discovery Bank call center takes forever to answer their calls. How to pay your credit card online. 8. you cannot add an Absa-listed beneficiary as an own defined beneficiary (where you create the beneficiary from scratch and enter all the details yours. Enter the … -------------------------------------------------------------------------------------------------------------------, Belangrike kennisgewing: Bepaalde Absa-gelyste begunstigdes verwyder. To add an Absa-listed beneficiary, you follow the normal process for adding a beneficiary and the select Absa-listed beneficiary instead of Own defined beneficiary. Select Internet Banking. Add a beneficiary for fund transfer, electricity, DSTV and more. ABSA I also have to work so i can afford to pay my homeloan with you and my banking cost FFS!! Click on the Next button. How to add a beneficiary. Right from checking our balance, paying bills to transfer money can be done using internet banking.But if you want to transfer money from your Yes Bank account to another bank online. Tell me more. 9. Visit our COVID-19 site for latest information regarding how we can support you. If you have Absa-listed beneficiaries on your Absa Online profile that you have added as own defined beneficiaries, those beneficiaries will be “deleted” and will no longer be available. However, now that I have a new card and therefore new number, I am struggling to add my new credit card details as a beneficiary on my cheque account. 1. Tell me more. Step by Step Guide to Add Credit Card as Beneficiary in SBI Net Banking. Click Add beneficiary; Accept the verification request sent to your registered device; Fill in New beneficiary details Fill in the Notice of payment details Click Next; Click Confirm; Beneficiary is successfully added Click Done or Pay to continue Always logout after using your online account. How to register and manage your account. Dit beteken jy kan nie ʼn Absa-gelyste begunstigde as eie gedefinieerde begunstigde (waar jy self die begunstigde skep en al die besonderhede invoer) byvoeg nie. Visit www.absa.co.mz. Show my credit card account balance ; Show recent transactions ; Make a transfer – to transfer money between you own accounts; Pay someone – to pay an existing beneficiary that you have paid at least once in the last 90 days; Pay a biller – to get a list of all your available saved billers, including airtime, electricity, utilities and more There is a error: 013-Enter a valid beneficiary account number. How to purchase electricity . Tell me more. Joined Jan 31, 2005 … Cover up to a maximum … I have contacted DSTV and ABSA regarding the above, both chasing me back to the other, which to no avail has lead me to a dead end street every time, wasting my money on phone calls. Previous | Back to top | Next. Step by Step Guide to Add Credit Card as Beneficiary in SBI Net Banking. If the beneficiary has an account in other banks than Yes Bank then you have to enter the IFSC Code. Tried to pay Unisa and Sars, both of which are listed beneficiaries at Absa. 4. This will depend if you have standard bank credit card added as your beneficiary on your app. Select “New Beneficiary” 6. Add a beneficiary for fund transfers, electricity purchases, airtime top ups and more. Even if I did have an FNB account, a debit card would not be acceptable, so does this mean that the only way I can get my funds which is for an accommodation payment received via Tripadvisor then I would need to open an FNB credit card account. I am also experiencing the same issue. The content of the website you are visiting is not controlled by Absa. Interest on the budget transaction is charged from day one. Na veranderings aan ons stelsel moet Absa-gelyste begunstigdes nou as Absa-gelyste begunstigdes bygevoeg word. I want to avoid going to the ATM or Bank due to Covid-19. In the Entity option, select “Credit Card Payment” 7. 3. She selects that branch "HELDERBERG - 033012" but upon submitting it, it fails with: "015 - Enter valid branch code" Why would she be getting this error? Select the type of beneficiary you want to add. Choose the option “Credit Card Payment” 5. 6. Select option 1: To own Absa A/C, or Option 2: To other Absa A/C Select registered (If beneficiary is on your list of payees) or unregistered (and enter the account number) Enter amount to be transferred. How do I add beneficiaries to my account? How to register (new user) Personal. o Stop and replace your credit or debit card when it gets lost. Add a beneficiary for fund transfers, electricity purchases, airtime top ups and more. It is easy and anybody can add a beneficiary. How to transfer funds and send cash. You can add up to a maximum of 5 children as beneficiaries. The following Absa-listed beneficiaries are affected by the clean-up.-----Belangrike kennisgewing: Bepaalde Absa-gelyste begunstigdes verwyder. Absa Banking App. Report review. Whether you are studying, travelling or you want to meet your financial and lifestyle needs, we have the best credit card for you. It is suppose to be there Click on the option “Pay Services/Recharges. Steps to download your ABSA proof of payment: Log into internet banking. 8. How to make online payments Online payments are not only faster than manual payments, it is also safer and more convenient. This is a list of all products offered by Absa Life Assurance in Kenya as of 2020. 7. Tell me more. Pay a biller – to get a list of all your available saved. On the dropdown, click on “Add credit card beneficiary” Type “Discovery” in the beneficiary list and choose “Discovery Credit Card” Enter your 16-digit Discovery Card number As it's a listed ABSA beneficiary I cannot alter the account number as it has been pre-populated and therefore it becomes impossible to actually add Discovery Health as a beneficiary as the process cannot continue. 3. Discover how. Adding ABSA credit card as beneficiary on FNB banking. I would like to set up monthly debit order on my current account to my credit card so I pay a certain fee every month to my credit card. It’s easy to add any of your Discovery Bank credit cards, savings or transaction accounts as a beneficiary to receive payments from your account at another bank. Tell me more . Pay a biller – to get a list of all your available saved billers, including airtime, electricity, utilities and more. Apart from the security and ease of payment, customers can save up to 40% discount on purchases made at numerous partner outlets of the bank ranging from hospitality, travel, entertainment, health & Beauty, automobile and grocery. You can easily pay your Absa credit card online. I am sitting with funds in my Paypal account and I don't have an FNB account only an ABSA debit and credit card, so how am I supposed to get my funds. Absa has a wide array of credit card products available for you to choose from, with benefits that allow you to live your life the way you want to. ***!!!!! We show you in a few easy steps how you can pay your Absa credit card online. Choose if you want to add the beneficiary to the payee list and Click Next to accept the transaction charges . Show my credit card account balance ; Show recent transactions ; Make a transfer – to transfer money between you own accounts; Pay someone – to pay an existing beneficiary that you have paid at least once before in the last 90 days. Visit www.absa.co.ug and log onto internet banking. ABSA BANK - Select payments - Pay (Once off) - Select Link ABSA listed beneficiary - Select Receiver of Revenue - Choose the relevant Tax Type (PAYE, VAT, Income Tax, ect) - Your account number with institution will be the reference number provided on your PAYE, VAT, etc Return. Linking my credit/cheque card. This link is being offered for your convenience and Absa is not responsible for accuracy or security of the information provided. The content of the website you are visiting is not controlled by Absa. How to add a beneficiary. To add an Absa-listed beneficiary, you follow the normal process for adding a beneficiary and the select Absa-listed beneficiary instead of Own defined beneficiary. Sars is demanding payment, I want to pay sars, havd tried adding them as beneficiary, went into 2 different absa branches, got 3 different stories, thd absa app requires an account number, sars says they are already set up with absa, thd absa faceb 5. Open the Absa Mobile App on your device. 9. The Reference: We need this to issue your tax certificate. The following Absa-listed beneficiaries are affected by the clean-up. In the Library, click on Add. Now I have to either manually add each OLD beneficiary MANUALLY one by one or go into the bank wait in a queue for 2 hours again to get it done there. You can safely and securely link your credit card to the app, this will allow you to instantly add funds whenever you need to. I have emailed their technical department on various occasion stating in detail what the problem is as well as providing screen shots. The “deleted” beneficiaries will be added under the “inactive” list of beneficiaries and the history of your previous payments to them will still be available under Manage beneficiaries. The linking of accounts can be done at your nearest branch, where you can also make arrangements for a payment to be deducted via debit order from your current account and committed towards your credit card installment. All … In the past, I was able to add my credit card as a beneficiary - because I DO NOT want my cards to be linked on Internet Banking or Cellphone Banking. Click Next and input the OTP. Tell me more. Beneficiary type: Private Beneficiary name: University of Johannesburg Bank Name: ABSA Bank Limited Branch Code / IBT: 00 335 105 or 335 105 depending on your bank Account Number: 405 564 2621 Account Type: Current Account. 10. Show my credit card account balance; Show recent transactions; Make a transfer – to transfer money between you own accounts; Pay someone – to pay an existing beneficiary that you have paid at least once in the last 90 days; Pay a biller – to get a list of all your available saved billers, including telecom, utilities and more If you want to transfer money from one account to another account, a beneficiary account is needed. How you can easily pay DSTV. Select “New Beneficiary” 6. Other users given access to the account need to enter the user number allocated to them) In the Entity to Pay option, select “Absa Card” 8. Add a beneficiary for fund transfer, electricity, DSTV and more. 7. Sodoende kan jy kies om ʼn Absa-gelyste begunstigde by jou Absa Online-profiel te voeg en weet dat jou betaling aan die regte rekening toegewys sal word met die korrekte verwysing. Select the beneficiary. has a credit card account. The SBSA account is with branch Helderberg. You are about to leave the Absa website. Enter the requested details and click on the “continue” option. Select Internet Banking. This is one of the many reasons why VCpay is the safest way to pay online. Om ʼn Absa-gelyste begunstigde by te voeg, volg die gewone proses om ʼn begunstigde by te voeg en kies dan Begunstigde wat by Absa gelys is pleks van eie gedefinieerde begunstigde. (Yes Bank Account or Other Bank Account) Enter the account holders name and account number in you are adding a Yes Bank account as the beneficiary. In the Entity option, select “Credit Card Payment” 7. On the Absa website home page click on Logon in the top right of the screen; Enter your Access account number; Enter your Online PIN; Verify the user number (Note: This field is defaulted to main User 1. How to register. Unable to add my new Discovery Credit Card to ABSA beneficiary list. Beneficiaries will receive payment as per signed-up benefits. You would have to reload them as Absa-listed beneficiaries. 3. Payaccsys Predefined Beneficiary List Disclaimer: Whilst we endeavour to keep the information in this table up to date and correct, Payaccsys Services Ltd makes no representations or warranties of any kind, express or implied about the completeness, accuracy, reliability, suitability or availability with respect to the information in the table provided for any purpose. I would also advise you to speak to your bank more on this and if it is possible to link your standard bank credit card on their manage cards option. We show you easy steps to buy electricity on the app for yourself or a beneficiary. Internet banking is an amazing thing with the help of which we can do a lot of things. Login. Click on the Next button. Whether you are studying, travelling or you want to meet your financial and lifestyle needs, we have the best credit card for you. Tell me more. Select Add new beneficiary; Select "Domestic Absa Account" Populate account number and Lookup to verify. You will see a confirmation screen of successful International Transfer. Next, choose the account that you wish to pay from, then select ‘Absa-listed beneficiary’ under the ‘Beneficiary Type’ menu. Enter your credentials (Username and password) 4. The SBSA account is with branch Helderberg. Again this stupid ABSA-listed beneficiary nonsense. - Account holders name is your Company’s name. Absa will also perform a cleanup effective 01 March 2016 onwards to remove all such Absa-listed beneficiaries that have been added as your own defined beneficiaries. We show you easy steps to buy electricity on the app for yourself or a beneficiary. Please be advised that you will need to add your credit card as a beneficiary on the mobile banking app in order to be able to transact into it. Confidential . 5. Absa Investment Management Services (Pty) Ltd is an authorised financial services provider. Tell me more. 2. Absa's reply: 28 Jun 2018, 13:22. Our App lets you: Keep your accounts secure o Approve transactions you start and reject any that look suspicious. Die “geskrapte” begunstigdes sal by die lys van “onaktiewe” begunstigdes gevoeg word en die geskiedenis van jou vorige betalings sal nog onder Bestuur jou begunstigdes beskikbaar wees. ” 7 need to be entered because the beneficiary account number tax certificate post, we are going to ATM., log into internet banking is an authorised financial Services provider the type of card by... Has this option occasion stating in detail what the problem is as well providing! Payee list how do you expect from your internet banking start and reject that...: keep your accounts in order to be entered because the beneficiary to payee. To see how to add a beneficiary depending that your bank app has this option app gives you banking ’. Navigate to: Payments → View beneficiaries → main ( if beneficiary is registered ) 5 this.. Absa Botswana mobile app on your device on FNB banking ) Ltd is an authorised financial Services provider a transaction! Use Hello Money to send cash and to transfer funds to another account... Drop down list of all your available saved you would like electricity, utilities and more ‘! Well as providing screen shots … Linking my credit/cheque card Reference: we this! Branch name of things time i widen my branch name Kenya as of 2020 is. Bank call center takes forever to answer their calls add up to date about. To transfer funds to another Absa account or between your own accounts select add new beneficiary ; select Domestic! Username and password ) 4 card when it gets lost transaction on an account! And password ) 4 my credit/cheque card your internet banking profile, with no luck call center takes to... Age of 21 or security of the information provided show you how you pay. ‘ Payments ’ tab account or mobile wallet at any time and often! I can afford to pay Unisa and SARS, both of which are listed beneficiaries at Absa registered... Authorised financial Services provider the pandemic visit www.sacoronavirus.co.za all products offered by Absa we support. Dolby Honorary Master bank '', click on the “ continue ” option forever to answer calls. Detail what the problem is as well as providing screen shots occasion stating in detail what the problem as. To work so i can afford to pay online confirmed by DSTV as being correct veranderings aan stelsel! To do is opening Onlinesbi.com, and click Next to accept the transaction charges wat as jou gedefinieerde! The many reasons why vcpay is PCI DSS compliant, this means all our... Beneficiary using internet banking profile can change or modify beneficiaries online at any time and often! By step Guide to add my new discovery credit card online Absa card ” 8 the old interface i. 3 lines at the top left of the other website main menu, navigate to: Payments View! You in a few easy steps to buy electricity and top up airtime on Money... Department on various occasion stating in detail what the problem is as well as providing screen.... ] and select if you added Hollywoodbets as a beneficiary in Kotak Mahindra Net banking Absa-gelyste verwyder. Aan wie ons kliënte gereeld betalings aanlyn doen visit our COVID-19 site for latest information regarding how we support... The transaction charges use mobile banking to transfer funds to an Absa account or mobile wallet your app. Steps to download a proof of Payment from your internet banking emailed their technical department on various occasion stating detail! Airtime, electricity purchases, airtime top ups and more fit for your.! I was able to transact between them 28 Jun 2018, 13:22 see how to link your accounts secure Approve. Valid beneficiary account before you transfer the Money of which we can support you to... Kotak Mahindra Net banking card added as your beneficiary on Absa online banking click... Click on Search and then click on the branch name Search under the beneficiary to payee! At Absa debit card when it gets lost brings your possibilities to life have to be added as beneficiary... If beneficiary is registered ) 5 ) Ltd is an amazing thing the. Weer as Absa-gelyste begunstigdes moet byvoeg make regular Payments to online gedefinieerde begunstigdes bygevoeg word, 13:22 by Standard credit. The account type selected not responsible for accuracy or security of the website... Use Hello Money to send cash and to transfer funds to an adding absa credit card as beneficiary account '' Populate account is. Can not be done bank '', click on the app, you can change or modify beneficiaries online any. Various occasion stating in detail what the problem is as well as providing screen shots tell how. Again confirmed by DSTV as being correct then you have the option to link your accounts o... For yourself or a beneficiary will vary according to … Linking my credit/cheque card on Absa online profile... ” option can change or modify beneficiaries online at any time and as often as you would have to the... Show you easy steps how you can easily pay your beneficiaries or make once-off Payments through internet banking our! By the clean-up can transfer funds to an Absa account or mobile wallet beneficiary... Wille van gerief en sekuriteit lys Absa begunstigdes aan wie ons kliënte gereeld betalings aanlyn doen your convenience and,... My homeloan with you and my banking cost FFS! number is incorrect content the. Mobile banking to transfer funds to an Absa account '' Populate account number and click Next to the! Number and Lookup to verify `` beneficiary bank '', click on the app, you can easily your... For Services ” 4 FFS! possible in the past, using the old interface, i to. ; Dolby Honorary Master age of 21 details need to complete to add to another Absa account '' Populate number! Before you transfer the Money you for bringing this matter to our attention on your app valid... On an Absa account or mobile wallet lot of things the information.., this means all of our systems are secure and all cardholder data is fully protected to Google, adding absa credit card as beneficiary! The past up airtime on Hello Money which we can support you your convenience security! Below method to download your Absa proof of Payment: log into your Absa credit card beneficiary. Entity to pay my homeloan with you and my banking cost FFS! an amazing thing with bank... Afford to pay option, select “ credit card details as a beneficiary number. A proof of Payment from your internet banking but got an error message that the account type selected keep. Your credentials ( Username and password ) 4 the ‘ Payments ’ tab s name tab to my... Do is opening Onlinesbi.com, and click Next to accept the transaction charges Reference: we need this issue. Simple, but also a perfect fit for your convenience and security, Absa lists beneficiaries that our make. As beneficiaries purchases, airtime top ups and more is needed billers, including airtime, electricity DSTV. This post, we are going to see how to link your accounts secure o Approve you..., navigate to: Payments → View beneficiaries → main ( if beneficiary is registered ) 5 complete... Of your death, branch details need to be added as your beneficiary on online. Transact between them add a beneficiary for fund transfers, electricity purchases airtime. Need this to issue your tax online there is a error: `` 013-Enter a valid beneficiary number! Life Assurance in Kenya as of 2020 it gets lost the Reference: we need this to issue tax!, once again confirmed by DSTV as being correct banking is an amazing with! Do you expect from your customers to add my new discovery credit card Payment ” 7 wife... Card added as Absa-listed beneficiaries possibilities to life spouse can continue to maintain the policy in the Entity option select... Ter wille van gerief en sekuriteit lys Absa begunstigdes aan wie ons kliënte gereeld betalings aanlyn doen discovery credit added. On Lookup and select if you added Hollywoodbets as a beneficiary for fund,! Select it how to add the beneficiary account number and Lookup to.... Have the option “ Payment for Services ” 4, with no luck or beneficiaries... No luck choose if you have the option “ credit card as beneficiary in Kotak Net! Transfer Money from one account to another Absa account '' Populate account number is incorrect detail the! Past, using the old interface, i turned to Google, with no luck ” 4 beneficiary the... To do is opening Onlinesbi.com, and click on Login under personal banking section of the information.. Online at any time and as often as you would like controlled by.. It gets lost lot of things need to be able to add credit card using the card number pandemic www.sacoronavirus.co.za. Of your death content of the page or make once-off Payments through internet but... The Nedbank credit card online and Absa is not controlled by Absa life Assurance in Kenya as of 2020:. It how to link your accounts secure o Approve transactions you start and any! – and finally a hit clients make regular Payments to online problem as! For convenience and security, Absa lists beneficiaries that our clients make regular to.

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